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Total cholesterol / HDL cholesterol ratio

Cardiovascular

This ratio evaluates overall cholesterol relative to protective HDL cholesterol.

Also known as: cholesterol ratio, TC/HDL, TC-HDL ratio, cardiac risk ratio

It is a commonly used measure of lipid-related cardiovascular risk.

Reference range

Female

Reference range
LevelRange
Highabove 6
Intermediate4.5 to 6
Normal0 to 4.5

Male

Reference range
LevelRange
Highabove 6
Intermediate5 to 6
Normal0 to 5

Source: Ahead Health benchmark

* Reference ranges may vary between labs and assays. Always interpret results with your healthcare provider.

Why this matters

Higher values indicate a greater likelihood of plaque development and heart disease. Maintaining a lower ratio with a healthy diet, exercise, and smoking avoidance supports long-term cardiovascular protection.

How this connects to other biomarkers

  • High ratio with normal ApoB suggests large particle dyslipidemia, while high ratio with elevated ApoB indicates numerous atherogenic particles.
  • The ratio with inflammatory markers helps determine if dyslipidemia is primarily metabolic or inflammatory.

How often should I test Total cholesterol / HDL cholesterol ratio?

Most adults benefit from checking the total cholesterol to HDL ratio yearly as part of a lipid panel. After a sustained change in diet, body composition, or medication, retest at 6 to 12 weeks.

At baseline / for screening: Once every 12 months from age 30, alongside the rest of your lipid panel. Earlier and more frequent if you have a family history of early cardiovascular disease, elevated Lp(a), or known cardiovascular risk factors.

When monitoring an intervention or change: Retest 6 to 12 weeks after a sustained lifestyle change, such as reducing saturated fat, adding soluble fibre, meaningful weight loss, or a new aerobic routine. The same window applies after starting or adjusting cholesterol-lowering medication (statin, ezetimibe, bempedoic acid, PCSK9 inhibitor).

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