INSURANCE COVERAGE

Discover how much your supplementary insurance covers

Our coverage checker shows what your insurer is expected to reimburse. If they pay out less, we make up the difference.

Check your coverage now

1Select insurer

2Select plan

3Select check-up

4Get your coverage estimate

How it works

Check your coverage

Fill out the form below to find out how much your insurer covers

Book your check-up

Book your preventive health check-up at one of our locations

Get your results

Receive your detailed health report and invoice

Submit your invoice

Submit the invoice to your insurer and receive your reimbursement

How does insurance coverage work for preventive health?

Basic insurance (Grundversicherung)

Mandatory basic insurance (KVG) typically does not cover preventive health screenings like MRI scans or comprehensive blood tests.

KVG

VVG+

Supplementary insurance (Zusatzversicherung)

Many supplementary insurance plans (VVG) cover part or all of the cost of preventive services. Coverage depends on your insurer and package.

Real-world examples

CSS myFlex Premium

CSS supplementary insurance "myFlex Premium" reimburses up to CHF 1,000 of the costs for our MRI and blood packages.

KPT Pulse

Pulse Top and Pulse Premium cover preventive screenings. For MRI-based check-ups, coverage is capped at CHF 1,500 every two years.

Visana

Visana covers 90% of your check-up every three years, up to CHF 600. Blood tests and MRI scans both qualify.

Atupri (Mivita)

Atupri reimburses blood tests through Mivita Reala, Basic, and Intense plans. MRI contributions available as a goodwill benefit.

AXA COMPLET

AXA reimburses 75% of blood tests and MRI scans — up to CHF 300 per year with ACTIV, or CHF 500 with COMPLET.

Groupe Mutuel

Groupe Mutuel might cover up to 90% of our check-ups, depending on plan.

SWICA

SWICA reimburses up to CHF 150 toward our MRI and blood check-ups, plus add-ons: CHF 100 for a DEXA scan, CHF 470 for a heart CT calcium score, and CHF 800 for a Mamma-MRI — depending on your supplementary plan.

EGK-SUN

EGK-SUN covers CHF 200 of our blood tests, also when part of an MRI package – every year.

Have a different insurance plan?
Your case may still qualify for reimbursement.

Frequently asked questions

Many Swiss supplementary insurers cover part or all of the blood test cost. For MRI, reimbursement is usually more limited. KPT is the most forward-thinking, covering up to CHF 1,500 per year (Pulse Premium). Other insurers where customers have reported partial coverage include Sanitas, CSS, and Sympany.

Coverage depends on your specific plan. Use our insurance coverage checker to check your individual coverage instantly. You can also request a pro forma invoice there to share with your insurer if needed.

Ahead is collaborating with KPT, which reimburses up to CHF 1'500 of the scan under the KPT Pulse Top or Premium supplementary insurance plans.

Generally, mandatory basic health insurance (KVG/LaMal) in Switzerland does not cover the cost of Ahead's full-body preventive scans.

However, some supplementary health insurances ("Zusatzversicherungen" / "assurances complémentaires") may cover a portion of the costs. The extent of coverage is specific to your insurance provider and your particular plan.

We highly recommend contacting your insurance company before your scan to clarify potential reimbursement.

Ahead Health can provide you with a template letter or a pro-forma invoice to assist with your inquiry.

Next to KPT, based on customer experiences, potential partial coverage has been noted with plans from:

Sanitas
CSS
Sympany

Also, this is highly dependent on the specific supplementary plan. Some insurers, like Helsana, SWICA, Groupe Mutuel may not cover the check-up under their supplementary plans.

Please check with your insurance if the blood tests are covered separately to the MRI, some may cover partial costs of the blood test.

To check your individual coverage and request a pro forma invoice to share with your insurer, visit our insurance page.

Ready for your check-up?

One visit. A clear picture. And a plan for what comes next