Discover how much your supplementary insurance covers

Many Swiss supplementary insurers cover part or all of the blood test cost. For MRI, reimbursement is usually more limited. KPT is the most forward-thinking, covering up to CHF 1,500 per year (Pulse Premium). Other insurers where customers have reported partial coverage include Sanitas, CSS, and Sympany.

Coverage depends on your specific plan. Use our insurance coverage checker to check your individual coverage instantly. You can also request a pro forma invoice there to share with your insurer if needed.

No, mandatory basic insurance (KVG) typically does not cover preventive screenings like MRI or comprehensive blood tests. Supplementary insurance (VVG) is needed for coverage.

Most insurers reimburse within 2–4 weeks after invoice submission. For more details on insurance coverage and the submission process, visit our insurance and reimbursement page.

Ahead is collaborating with KPT, which reimburses up to CHF 1'500 of the scan under the KPT Pulse Top or Premium supplementary insurance plans.

Generally, mandatory basic health insurance (KVG/LaMal) in Switzerland does not cover the cost of Ahead's full-body preventive scans.

However, some supplementary health insurances ("Zusatzversicherungen" / "assurances complémentaires") may cover a portion of the costs. The extent of coverage is specific to your insurance provider and your particular plan.

We highly recommend contacting your insurance company before your scan to clarify potential reimbursement.

Ahead Health can provide you with a template letter or a pro-forma invoice to assist with your inquiry.

Next to KPT, based on customer experiences, potential partial coverage has been noted with plans from:

• Sanitas
• CSS
• Sympany

Also, this is highly dependent on the specific supplementary plan. Some insurers, like Helsana, SWICA, Groupe Mutuel may not cover the check-up under their supplementary plans.

Please check with your insurance if the blood tests are covered separately to the MRI, some may cover partial costs of the blood test.

To check your individual coverage and request a pro forma invoice to share with your insurer, visit our insurance page.